Simple and Fast Business Capital From $5,000 - $1,000,000.

A simple and fast process

You can receive a decision within 1 day and funding of $5,000 to $1,000,000 as soon as 1-2 business days.

Our providers like to say "yes"

We only represent transparent, top-rated, and quick-turnaround small business capital providers.

Use the funds as you choose

Need to expand? Want to take advantage of volume discounts? Need to better manage your cash flow needs? It's your business, so you decide how to use the funds.

We focus on small businesses

We work in the unique space of small and medium-sized businesses. We work to get money for you while you remain focused on building your business.

What Is The Price Of The Capital?

You will be shown an amount being advanced to you and a total cost for that money.

The Big Banks may disclose an "interest rate", but rarely share the total cost of the loan.

We will show you how much you can receive, and what the total payback will be.

Example, $40,000 Advance and Payback of $48,000 over 12 months.


Loan Pricing Per Dollar & Basic Qualifications

Advance and Payback of $48,000 over 12 months.
Average Cost of $48,000 over 12 months.

Example: $40,000 Average Cost of $48,000 over 10 months.

Terms Length (Months)As Low AsOn AverageTypical Loan Size
Origination Fee
Deducted From Loan When Funded
0% - 2.5% of the funded amount deducted at the time of funding for first time loans.
0% - 2% of the funded amount for the second loan.
0% - of the funded amount for your third loan.
3+ Months in business
$6,000 per month in total Gross Deposits over the last 3 months
500+ credit score
4+ deposits per month
Automatically Payback Daily Micro PaymentsDaily or weekly payments are automatically deducted from your business bank account.


Your loan or advance size, term and rate will be based on our provider's analysis of your business as well as your history with PBC, if applicable

Do You Qualify?

The minimum qualifications of our providers are less intensive than those of banks.

We focus on getting you quick approval and fast funding.

Time In Business

90 Days In Business


All 50 States

Personal Credit

500+ FICO

Annual Revenue

$6,000 Per Month For The Last 3 Months


We can work with virtually any business type

Why Work With Us?

PBC is an Online Market Place that helps you finds the perfect loan for your small business.Its the easiest way for you to get the financing you need Fast!.We value your business not just your credit score.

Your revenue is valued most, rather than your credit score.

More Affordable

Typically 30% Less than a Merchant Cash Advance

Receive your money fast

Fast funding as soon as 1 business day

Automatic Payment

You are able to make regular small fixed payments. No large monthly obligation

How Our Lenders Compare?

PBCMost BanksCredit Card
The Fastest Fundinggoodgoodgood
Transparent Rates And Feesgoodfalsegood
Minimal Amount Of Paper Workgoodfalsefalse
Build Business Creditgoodgoodgood
Receive additional Capital once 50% of balance paidgoodfalsefalse
Based on Cash Flow not on credit flowgoodfalsegood
Lenders who provide great ratesgoodgoodfalse

Example Return On Investment (Return From Loan)

Expansion Opportunity

You can net an additional $50,000 this year by expanding your business with an $52,000 12 month term loan.After paying $14,500 for the cost of loan you will gain profit of $35,500.

$50,000 additional profit from expansion.

$14,500 for the cost of loan.


Additional annual profit

(Return From Loan)

Discount Opportunity

You have an opportunity to save $15,000 on a purchase of inventory if you buy $30,000 of inventory.A loan paid over 6 months gets you the $30,000 as fast as the next business day.Netting you a saving of $8,100.00.

$15,000 Inventory Discount.

$6,900 Loan Cost


Business Savings

(Return From Loan)

Ready To Get Your Funds

Four Simple Steps To Get Funding

1. Business Pre-Qualification

Complete the online form by clicking below. We will review and match you with the best provider. We will then contact you to discuss available options, answer questions and complete the 1-page application.

2. Complete 1-Page Application

Complete the simple application which will provide our lenders and advance companies with more business, personal, and financial details. Submit to us with a few requested documents.

3. Submit A Few Documents

To verify the application and secure approval, we request 4 months of bank statements, a copy of your last years business tax return, a canceled check, and a copy of your drivers license.

4. Receive Your Funds

Funds are either wired or ACH deposited into your bank account. Automatic micro-payments begin thereafter.

Next Step To Quick Funds
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