Merchant Cash Advance Blog

Merchant Advance Express with Merchant Cash Advance

   Wednesday, 23 August 2017 10:16 PBC Blog

Merchant Advance Express

Today, various methods of business funding are emerging rapidly. These developments are basically supported by the technological advances being made in the society daily. As a result, most business owners are looking for methods of financing their business in an easy, flexible, and fast manner.

Merchant cash advance is one form of obtaining business funding almost instantly. There are relatively few requirements for you to get a merchant cash advance express.

Requirements to Apply for Merchant Cash Advance

Something that disturbs every business person looking for financing options is whether they qualify. With MCAs, you do not have to worry about that issue very much. To qualify for a merchant advance express, ensure your business:

•    accepts debit/credit card transactions

•    has some credit card transactions history

•    has tax ID, and that

•    you have a social security number among other essential documentation.

Once you have these requirements ready, you can begin applying for a merchant cash advance any moment.

How long does it take to Obtain Merchant Cash Advance?

Considering what you require to apply for a MCA, it is evident that the process is quite easy. What you have not realized yet is how fast the process can be, from applying for the advance to having the money in your business bank account.

Stating that you can receive merchant advance express is not an exaggeration. The time taken to have the advance approved and processed into your business account can be just a few hours or at most a few days, usually a week. The duration that you will wait for the merchant advance will depend on the business and personal paperwork, among other details. Once the application process has been approved, the funds can be in your account within a very short time.  

The speed of acquiring this form of financing for your business is also supported by the fact that majority of MCA providers operate primarily online. Therefore, you can apply for the merchant advance express from the comfort of your office. You don’t need to visit your MCA provider premises to make the necessary arrangements. Once the MCA provider determines the validity and ability of your business to repay the loan, the money is almost in your account.    

Steps to Apply for a Merchant Cash Advance

The following simple steps should guide you on how to get the merchant advance express provider:

1.    Research for a suitable MCA provider and their requirements

2.    Prepare the requirements, especially your business and personal documentation

3.    Establish a credit card processing system if you do not have one

4.    Apply for the cash advance

5.    Provide the documentations

6.    Get approved

7.    Receive the funding

As you can see from the process, you can easily get merchant advance express if you are adequately prepared. You also need to realize that the rates for a MCA can be relatively higher than if you choose a bank loan. The rates also differ significantly, depending on the provider you choose to use.  

Always ensure that the return on your investment outlook is positive before committing to any form of business financing.


We provide two highly accessible financing programs that can get your business the working capital it needs in days instead of months.

For a small business, obtaining a traditional loan today is a complex and difficult process. That’s where Premier Business Capital comes in. 

Merchant Cash AdvanceACH Loans 


© 2016 Premierbusinesscapital. All Rights Reserved.