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How to Obtain a Small Business Loan with no Credit?

   Tuesday, 10 October 2017 13:34 PBC Blog

How to Obtain a Small Business Loan with no Credit

Small business loans with no credit are something that might be quite difficult to obtain in this day and age. The reasoning for the aforementioned statement is the fact that most of the financing institutions of the world give high priority to the credit history of business owners, and use that as criteria to judge them for giving loans.

A credit history is the summation of all your previous loans and money borrowing history. From your credit card bills to your average spending, all are taken into account and built together to check your worth. A good credit history can make you feel like a VIP, as many banks will then treat you royally. They will provide you with brilliant benefits and very low-interest rates with favorable loan conditions.

While, on the other hand, if you are looking to attain a small business loan with no credit, you should get ready to face quite a few problems. Your appeals will no longer be heard, your personal problems will not matter, this is because, with a bad credit history, you are labeled as a liability. And so, you will receive the worst policies in your loan process, you will also be subjected to high-interest rates. And many banks might simply find it easier to reject your loan appeal altogether.

So, is there a way through which obtaining a small business loan with no credit possible? Fortunately, there is an alternative way. This way is called the
Merchant Cash Advance, and let’s delve deeper into its processes and how can it help you attain a business loan with a bad credit history.

Read More:
How to Get a Small Business in 5 Steps

Merchant Cash Advance

Merchant Cash Advance is a process through which different business owners come together with independent lenders and conduct small business loans that are easy, fast and completely transparent. In fact, the entire process of Merchant Cash Advance is made in a way that takes all considerations of business owners into the picture.

With Merchant Cash Advance, you will find:

 Faster transaction times: From approaching the independent lender to signing the contract and obtaining the loan amount in a lump sum, can all happen in just twenty-four hours with Merchant Cash Advance.

•    Small business loans no credit: Yes, Merchant Cash Advance offers you a way to attain full-fledged business loans even without a good credit history. And you are completely eligible to attain Merchant Cash Advance just like everyone else.

•    Zero restrictions: Merchant Cash Advance does not impose any restrictions on its patrons. Any business owner is free to use the loan money however they want to further their business.

•    Transparency and negotiations: Merchant Cash Advance boasts to be one of the most transparent financial processing in the world. All the rules and regulations are out in front of you, and you can even negotiate on your own terms with Merchant Cash Advance.

Read More:
A Comprehensive Guide to The Different Types of Small Business Loans

All of these features make sure that Merchant Cash Advance is the right way to attain small business loans no credit. In fact, with all of its benefits, it is also the best way to attain any kind of business finance deals even with a good credit history.


We provide two highly accessible financing programs that can get your business the working capital it needs in days instead of months.

For a small business, obtaining a traditional loan today is a complex and difficult process. That’s where Premier Business Capital comes in. 

Merchant Cash AdvanceACH Loans 


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