A Merchant Cash Advance is a utility for financing small businesses that are unable to get a bank loan. Many businesses require working capital to purchase equipment, raw materials, and marketing and promotional items. A Merchant Cash Advance is an effective and simple mode of bringing capital to your business. Your business can take advantage of this service provided by Premier Business Capital. These advances are flexible in nature and allow business owners to repay a small percentage of the current day’s receipts. Remember, if you don’t take in receipts in a given day, we don’t receive payment. In other words if you don’t get paid, we don’t get paid.

How merchant cash advance works.

Merchant Cash Advance is a best alternative if a business has a cash flow problem and needs immediate cash. Here's the way the Merchant Cash Advance works. When a company or a firm gets a Merchant Cash Advance, the deal is the purchase and sale of future credit card income. You don’t have to pay fixed payments on regular basis. We collect a set percentage of the company's daily credit card sales. The collection continues until the lender recovers what it advanced to the company along with its premium. Our Merchant Cash Advance service offer businesses a lump sum payment in exchange for a share on future sales.

Advantages of a Merchant Cash Advance

  • A Merchant Cash Advance is a safe and risk-free approach to access cash. On the other hand, commercial loans can affect a business credit rating.
  • Its funding is a painless, straightforward process from start to finish..
  • Because there is so little paperwork to process, Merchant Cash Advances offer a fast turnaround, while commercial loans can take weeks or even months to process.
  • Merchant Cash Advances basically depend on real business performance rather than credit to determine applicants. This pragmatic approach allows any stable business to qualify for an advance.
  • You have to pay a fixed amount for a bank loan. Merchant Cash Advance collection amounts fluctuate based on the merchant’s sales volume.

 Acquiring Premier Business Capital MCA Services.

Our expert professionals customize every business funding agreement to match our client’s unique situation. This is the major reason that we have one of the highest approval rates in the industry. Basically, we invest in your success and we also have a same-day business advance approval process.  Our paperwork process is not complicated; and, best of all, you do not have to present any collateral or any personal guaranties.  We also have an easy renewal process.

    Our system automatically deducts a small sum of amount from your debit/credit card sales until the complete amount of merchant cash advance is repaid. This system functions according to the cash inflow of our customer.  Our customers enjoy this process because it gives peace of mind and leaves more room for our clients to concentrate on their business rather than cash-advance repayment.

    Advance programs, which we offer, are suitable for businesses that have a consistent sales volume and those that maintain higher bank balances than the advance offered. We also look at businesses that have regular and frequent payments. Lastly, the business must meet the minimum eligibility criteria mentioned below.

50% ownership must sign.

500 FICO minimum score.

9 months as controlling owner of business.

$4K minimum monthly credit-card processing.

5K loan minimum

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We provide two highly accessible financing programs that can get your business the working capital it needs in days instead of months.

For a small business, obtaining a traditional loan today is a complex and difficult process. That’s where Premier Business Capital comes in. 

Merchant Cash Advance ACH Loans 


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