Happiness for Others

All industries have experienced a lot of changes due to the changing economy. One of the changes that may affect your industry directly is the refusal of many suppliers to make the delivery of products on credit. Some of these changes are backed up by genuine reasons, such as fear of bankruptcy, business failure, and merchants’ delayed payments, just to name a few. These changes have caused a shift in business with suppliers.  Because of these changes, you might have to find alternative ways to make the payment in cash for all the shipments.  At the same time, you also want to increase sales in your business. You try to keep a large inventory so that you have more product variety available to customers.  Additionally, there are some special occasions that call for you keep large stocks before arrival, such as prom season or Valentine’s Day. To meet the rising demand and to survive in this changing market, you need cash. Things change and can occur on a daily basis, such as repairs to refrigeration units, delivery services, changing location, or advertising new services to bring in more business. In any of the above-mentioned events, cash is needed now but the question is how to proceed? You have thought about a small business loan, but it’s isn't ideal. A Merchant Cash Advance is the perfect solution for your gift or flower shop.

Cash for Cards

After studying the today's market statistics, loans are not a good idea. Banks have attached strict restrictions for small business loans, which makes it harder to obtain one. These days, banks require collateral and personal guarantees compulsorily, as compared to the past, and your gifts and flowers have hardly any resale value. Therefore, it’s certain you would have to pledge personal assets like your home, stocks, or jewelry to obtain loan. Even after the approval of the loan, one may have to wait up to several months to get it. With loans, you must have a monthly repayment schedule by a certain date to avoid the risk of a late fee.  All of these factors have made choosing a Merchant Cash Advance the right choice for your shop.

The Thorny Pricks of a Loan

A Merchant Cash Advance enables you to avoid all of the difficulties imposed upon a traditional small business loan. With a Merchant Cash Advance, you don’t have to have collateral or a guarantor. It requires fewer restrictions and you will receive the cash in days. The repayment process is simpler and faster. It takes less than a year for many merchants to pay back the.. The most important part here is that you don't make regular payments every month as with a loan; instead, you pay on your advance based on the daily success of your establishment. A Merchant Cash Advance is not applying for a loan, but rather using a portion of future credit-card sales. This means you receive cash advance in exchange for a very small proportion of credit and debit-card sales, or a daily ACH is debited from the businesses’ bank account until the advance is paid off in full. During a lower sales period, you pay less, and in the case of rising sales, you pay back your advance faster. This is perfect for gift shops where business changes with seasons, occasions, and festivals. The process is automatic, so there is no need to keep track of bills of each month. You're done when the advance is paid off.


Financing for Flowers

A Merchant Cash Advance is the ideal way to fund your gift or florist shop. It is simple, fast, and convenient. You get your money, spend it how you want, and pay it back through an automated process that adjusts to your business' pace. Premier Business Capital is ready to advance you the cash you need now. Contact Premier Business Capital today and our friendly customer support staff will help you through the simple application process. Don't put off any longer getting the cash your shop needs.

Contact Premier Business Capital Today

A Merchant Cash Advance is the ideal way to fund your gift or florist shop these days. It is simple, fast, and convenient. You get your money, spend it how you want, and pay it back through an automated process that adjusts to your business' pace. Premier Business Capital is ready to advance you the cash you need now. Contact Snap Advances today and our friendly customer support staff will help you through the simple application process. Don't put off getting the cash your shop needs any longer.

Get Started Now!

 

We provide two highly accessible financing programs that can get your business the working capital it needs in days instead of months.

For a small business, obtaining a traditional loan today is a complex and difficult process. That’s where Premier Business Capital comes in. 

Merchant Cash AdvanceACH Loans 

 

© 2016 Premierbusinesscapital. All Rights Reserved.